How Proposition 103 Changed Insurance Law in California.
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Insurance
Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Comparing Consumer-Backed Reforms to “Tort Reform”
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This section explains how consumer reform of the insurance industry differs from the insurance industry's version of reform. Reform of the insurance industry's rates and practices, and so-called "tort reform"...</p>
California’s Malpractice Damage Caps Still Debated
<p class="source">The San Francisco Chronicle</p>
<p>California's cap on damages in medical malpractice lawsuits is being recommended by President Bush as a model for the nation. But his claim that such caps will drive down soaring health care costs is hotly debated by consumer and medical groups.</p>
MEDICAL MALPRACTICE: Insurer has no plan to lower costs
<h3>Obstetricians say decision renews crisis</h3><p class="source">Las Vegas Review-Journal</p>
<p>Just one day after Clark County obstetricians announced they would reopen their practices to new patients, their primary insurer said sky-high malpractice premiums would not change anytime soon. Without lowered premiums, one doctor said Southern Nevada ob</p>
Lawsuits – Insurance Industry Tall Tales & The Truth
<p class="source">NICO - 1986</p>
“Tort Reform Should Reduce Premiums”
<p class="source">NICO - Wall Street Journal - 2/11/87</p>
Tort “Reform” in Ontario, Canada Has Not Reduced Premiums
<p class="source">NICO - Date Unknown</p>
Premium Increases in the Insurance Industry
<p class="source">Testimony of Jay Angoff Before US Senate 2/21/86</p>
Insurance Industry Income & Profits
<p class="source">NAIC</p>
Donations Flow Before Key Vote
<h3>Senate: Mercury Insurance lavishes funds on panel members who will decide firm's bill.</h3><p class="source">The Los Angeles Times</p>
<p>One of California's largest automobile insurers showered a Senate committee with campaign contributions just days before it was to consider a bill the company is pushing to overturn a decision by Insurance Commissioner Harry Low.</p>
Insurance Crisis Creation Chronology
<p class="source">NAIC</p>