Car-insurance bill called unfair to poor;
<h3>PROPOSAL FAVORS 'LOYALTY DISCOUNT'</h3><p class="source">San Jose Mercury News (California)</p>
<p>Critics say the law would result in a surcharge for customers who have not had insurance before, or whose car-insurance policies are discontinued for 90 days or more. And such customers tend to be lower-income or those who've had recent financial hardship</p>
