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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Woman, Denied Representation, Lives Life of Constant Pain

Woman, Denied Representation, Lives Life of Constant Pain

<h2>Cynthia Smith - Concord, California</h2> <p>Cynthia Smith always had been active, despite having multiple sclerosis most of her life. She grew up in Vermont, where she ice skated and joined in all the other outdoor activities that people do in cold climes. As an adult, she remained vigorous, training horses among other things. Now, at 58, Cynthia sits in a wheelchair in northern California, in constant pain from steel rods in her leg. One leg is shorter than the other. She is angry and depressed.<br /> <br />
15 Years of Physicians’ Lies Uncovered

15 Years of Physicians’ Lies Uncovered

<h2> Janet Mitchell - Orange, CA</h2> <p> <img class=" size-full wp-image-1944" alt="" class="left" src="https://consumerwatchdog.org/wp-content/uploads/2004/02/images_004911.jpg" style="width: 150px; height: 220px; " width="150" height="220" />One day in the early 1990s, Janet Mitchell's doctor took her aside and told her that the doctor who had operated on her leg 15 years earlier had botched the job, and that mistake was responsible for the years of suffering that followed. The doctor who spilled the beans knew what he was talking about; he had been assisting in the original surgery.<br /> <br />
Fantastic Consumer Protection Week

Fantastic Consumer Protection Week

<font face="verdana,sans-serif" size="2">Arnold Schwarzenegger's declaration of this week as "California Consumer Protection Week" is like George W. Bush declaring February "Give Peace A Chance" month. Since taking...</font>
Another Kick Back for Car Dealers?

Another Kick Back for Car Dealers?

<font face="verdana,sans-serif" size="2">A report released this week by the Consumer Federation of America found that car dealers routinely mark-up car prices through a common bait-and-switch scheme. Car manufacturer financing...</font>
Garamendi claims bias in auto insurance pricing

Garamendi claims bias in auto insurance pricing

<p class="source">The San Diego Union-Tribune</p> <p>State Insurance Commissioner John Garamendi said yesterday that auto insurance pricing guidelines used in California are discriminatory and can cause a wide discrepancy in the cost of insurance from one neighborhood to the next.</p>
Insurers Still Favor ZIP Code Over Driving Record;

Insurers Still Favor ZIP Code Over Driving Record;

<h3>Garamendi considers changing rules that he says are unfair to urban drivers. He faces the opposition of industry, rural lawmakers.</h3><p class="source">The Los Angeles Times</p> <p>Garamendi does not need the support of the Legislature to change the regulations, but he is seeking legislative support on other issues and has responded to Wolk and other lawmakers who have expressed concern. He has promised to hold hearings in rural are</p>
Debt Due

Debt Due

<font face="verdana,sans-serif" size="2">It turns out California's knight in shining armor was riding a stolen horse. A Sacramento Court ruled late this afternoon that Arnold violated campaign finance laws in the days just before the...</font>
BOARD CHANGE COULD SHAPE WORKERS’ COMP REFORM

BOARD CHANGE COULD SHAPE WORKERS’ COMP REFORM

<p class="source">The Daily News of Los Angeles</p> <p>"The key tool that is currently missing from the market is regulation of the industry," said Doug Heller, a senior consumer advocate at The Foundation For Taxpayer & Consumer Rights in Santa Monica.</p>
Judge nixes Perata’s insurance law;

Judge nixes Perata’s insurance law;

<h3>Measure aimed at fining drivers who allowed policies to lapse</h3><p class="source">Alameda Times-Star (Alameda, CA)</p> <p>A judge has thrown out a car-insurance law written by state Sen. Don Perata, D-Oakland, that consumer and civil rights groups said unfairly targeted low-income drivers.</p>
The Other Sexual Harassment Problem

The Other Sexual Harassment Problem

<font face="verdana,sans-serif" size="2">In November, the governor issued Executive Order No. 2, which requires the review of all pending regulations, forces state agencies to do their job twice and gives big companies a reprieve on...</font>