Insurers Might Stand to Gain From Charley;
<h3>The Florida disaster could slow down a cost-cutting trend but isn't expected to affect California rates.</h3><p class="source">Los Angeles Times</p>
<p>Doug Heller, a senior advocate for the Foundation for Taxpayer & Consumer Rights in Santa Monica, said many victims of last year's California firestorm also discovered that what they thought was full-replacement coverage was not enough to fully rebuild</p>
