Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
For Fox National News Viewers

For Fox National News Viewers

<p> This morning I ventured into the Tea Party's den at Fox National News to talk about our Times Square Superscreen advertisement, which calls the question: "Are You Mad As Hell But Think The Tea Party Is Insane?" Fox viewers have been following up with emails and calls about the anchor's  inquiries regarding Consumer Watchdog's funding, which I discuss here. </p> <p>   </p>
Insurers twist arms in states to evade law’s new curbs

Insurers twist arms in states to evade law’s new curbs

<p> The insurance industry is going directly to the White House in its latest attempt to evade a key portion of the health reform law that would force them to operate more efficiently. But instead of making the argument directly, the industry is <a href="http://thehill.com/blogs/healthwatch/health-reform-implementation/120303-federal-regulators-asked-to-allow-medical-loss-ratio-phase-in">speaking through state insurance commissioners</a> that are either friendly to insurance companies or cowed by insurers' threats to leave a state market. </p>
Health Insurance Changes Come Too Late For Some

Health Insurance Changes Come Too Late For Some

Jamie Court, who heads the California-based advocacy group Consumer Watchdog, says he's seen much worse. In California, he says, typically insurers would "cancel [policyholders] when they're at their weakest and their worst. When they're in a hospital bed or just out of a hospital bed and racked up a couple hundred thousand dollars of hospital costs." Court cases filed in California uncovered the fact that insurance companies had entire divisions devoted to delving into the medical records of people in order to find reasons to rescind their coverage after they had become sick and threatened to cost the company large amounts of money. <p>   </p>
Health Plan CEO Breaks From Pack Molina Criticizes Colleagues, Sebelius on Premiums

Health Plan CEO Breaks From Pack Molina Criticizes Colleagues, Sebelius on Premiums

It’s thedifference between the structure of Molina Healthcare and commercial health plans that has enabled Molina to make such statements about his colleagues, according to industry observers.“Their business model is so different from Blue Cross that Molina can be independent. They’re not restricted,” said Judy Dugan, research director for Consumer Watchdog, a Santa Monica- based consumer advocacy group. An AHIP spokesman did not immediately respond to a request to comment on Molina’s remarks.
Victory Against Hartford Insurance!

Victory Against Hartford Insurance!

<p> In November of 2009, Hartford Insurance submitted an application for a 6.9% rate increase to the California Department of Insurance. Consumer Watchdog intervened, pointing out numerous problems with the requested rate to the state. After a year-long process, the Commissioner issued his approval today. Instead of a 6.9% increase, the Commissioner ordered a 1% decrease, saving consumers over $7 million a year.</p>
Right wing spins Warren appointment as a win?

Right wing spins Warren appointment as a win?

The initial <a href="http://www.reuters.com/article/idUSTRE68G3QT20100918">apoplectic furor</a> from opponents of the Bureau of Consumer Financial Protection at President Obama's appointment of Elizabeth Warren as a special advisor to get the agency running has shifted to spin that the appointment is a win for her detractors...
Consumer Group Calls for State Ballot Initiatives to Rein in Premium Hikes

Consumer Group Calls for State Ballot Initiatives to Rein in Premium Hikes

California-based Consumer Watchdog <a href="https://consumerwatchdog.org/wp-content/uploads/2010/09/resources_LtrObamaratereg.pdf">wrote</a> to President Obama on Tuesday urging him to use the powers of his office to get tough on healthcare plans.  The group suggested that Obama "use the full power of your office" to advocate for tough "prior approval" insurance regulations in Congress. If that fails, the White House should "take your case to the states" and try to get prior-approval premium regulations through the state ballot measure process in the 24 states — and the District of Columbia — where that's an option.
‘Going bare’ after a 40% health insurance hike

‘Going bare’ after a 40% health insurance hike

<p> Karen Ignagni, president of the health insurance industry's lobbying front AHIP, last week laid a portion of the the blame for a new round of double-digit health premium increases on "<strong>the impact of younger and healthier people dropping their insurance."</strong> Here's what someone not so young, and facing a $4,000-a-month premium, had to say about that. </p>
Insurers’ naked greed triggers White House response

Insurers’ naked greed triggers White House response

<p> <a href="http://wonkroom.thinkprogress.org/wp-content/uploads/2010/09/Karen-Ignagni.pdf">A message Thursday</a> from Health and Human Services chief Kathleen Sebelius is unusual not just for its tough language toward health insurers, but because it exists at all. In a letter to the insurance industry's lobbying and trade association, Sebelius flatly warns insurers to cut it out with blaming their double-digit price hikes on federal health reform. </p>
Top lobbyist Karen Ignagni pleads for insurers’ freedom–to charge whatever they want

Top lobbyist Karen Ignagni pleads for insurers’ freedom–to charge whatever they want

<p> If you believe that health insurance companies will really go broke if they don't get 20% premium increases during a deep recession, raise your hand. Ah, the one hand I see raised is Karen Ignagni's. She's the top lobbyist for the health insurance industry, and president of America's Health Insurance Plans. She's pleading for Congress not to regulate health insurance rates, no matter how bad her clients look to the rest of us. All we need to do, in her view, is trust the insurance industry's own math. </p>
Health insurance rate hikes cry out for regulation

Health insurance rate hikes cry out for regulation

Janet Adamy in the <a href="http://online.wsj.com/article/SB10001424052748703720004575478200948908976.html">Wall Street Journal reports</a> (subscription necessary) that health insurers across the country are using the health reform law as an excuse to justify their latest round of rate hikes for individual insurance policies...
Will ‘progressives’ let middle class burn to prove their point?

Will ‘progressives’ let middle class burn to prove their point?

<p> When Anthem Blue Cross announced its controversial premium increases in California recently, the insurer claimed, "a carrier must be able to receive actuarially sound rates." So it is remarkable that "progressive" San Francisco State Senator Mark Leno, a single payer health care advocate, recently introduced eleventh hour legislation codifying Anthem Blue Cross's "actuarially sound" defense of premium increases in law. </p>