Jerry Flanagan

Jerry Flanagan was formerly Consumer Watchdog’s Litigation Director.  Flanagan lead Consumer Watchdog’s litigation efforts in the areas of health insurance coverage and access to treatments, internet privacy, the California Public Records Act, and First Amendment issues.

Flanagan spearheaded efforts to address discrimination against those with HIV and other serious illnesses in the era of the Affordable Care Act (aka “Obamacare”). 

Flanagan was counsel of record in a case before the United States Supreme Court where he and other Consumer Watchdog counsel represented plaintiffs living with HIV in a suit against CVS for discrimination, including CVS’s failure to provide medically appropriate dispensing of HIV medications and access to necessary counseling. After Consumer Watchdog’s unanimous win in the Ninth Circuit Court of Appeals, CVS petitioned to the high court for review. Review was granted and the case was briefed, but CVS unexpectedly dropped the case, leaving the earlier victory intact. Doe v. CVS Pharmacy, Inc. (9th Cir. 2020) 982 F.3d 1204, cert. granted in part, (2021) 141 S. Ct. 2882, and cert. dismissed sub nom. CVS Pharmacy, Inc. v. Doe, One (2021) 142 S. Ct. 480.

Flanagan exposed the illegal practice of health insurers retroactively canceling coverage and authored a law journal article underscoring the need for reform in health insurance rescission law, Healthy State of Mind: The Role of Intent in Health Plan Rescissions, 43 Loy. L.A. L. Rev. 291 (2009).  An “intentional misrepresentation” standard for coverage rescissions, advocated by the article, was adopted in the ACA.

Prior to joining Consumer Watchdog, Flanagan drafted and won passage of one of the nation’s strongest HMO accountability measure, which was signed into law in New Jersey in 2001.

Jerry Flanagan

Ballot Initiative Would Overhaul Open Records Laws to Provide Greater Government Transparency & Accountability

70% of CA Voters Approve of the Measure According to a Recent Poll Los Angeles, CA - Embracing the principle that “sunshine is the best...

Court Denies CVS’s Motion To Escape Discrimination Lawsuit Brought By HIV-Positive “John Doe” Plaintiffs

San Francisco, CA - Late Friday a federal court in San Francisco allowed a case brought by HIV-positive “John Doe” plaintiffs against CVS to...

WABI (CBS) – Bangor, ME; Consumer Watchdog’s Jerry Flanagan Speaks Upon Medical Debt Reform

Litigation Director, Jerry Flanagan, talks about how critical the Medical Debt reform effects are for consumers.

KCAL – Los Angeles, CA; On Your Side: Why Insurance Companies Benefit From ‘Copay Accumulators’ in California

Jerry Flanagan explains how insurance companies are benefiting from ripping off their customers by exploiting their illnesses.

CA Dept. of Insurance Failed to Search For Records Linked To Government Corruption Scandal

The non-profit Consumer Watchdog has filed an appeal in its California Public Records Act (“PRA”) lawsuit against Insurance Commissioner Ricardo Lara and the California Department of Insurance.

Public Records Act Decision Could Mean More Government Secrecy, Undermine Transparency

Los Angeles, CA -- A recent decision in a public records case brought by Consumer Watchdog against the California Department of Insurance could encourage...

California Governor Gavin Newsom Signs Good Government Bill To Close State Agency Lobbying Loophole

Los Angeles, CA -- Governor Gavin Newsom signed AB 1783 to close a loophole in state law that allowed former Assembly Speaker Fabian Nunez...

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