PROP. 45 — HEALTH CARE INSURANCE
YES
Endorsed by the California Nurses Association, Consumer Watchdog, and civil rights leader Dolores Huerta, Prop. 45 seeks to place controls on rising health care insurance costs by making rate changes subject to approval by the California Insurance Commissioner. It also provides for public notice, disclosure, and hearings on rate changes, and requires insurers to submit sworn statements as to the accuracy of information submitted to justify rate changes. While health care reform has helped to improve access to health care across the board, it's had little impact on rising costs. This is an important consumer protection measure.