Consumer Watchdog

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Consumer Watchdog

Insurance

FARMERS DEFENDS USE OF ZIP CODES

FARMERS DEFENDS USE OF ZIP CODES

<p class="source">The Daily News of Los Angeles</p> <p>California motorists spend as much as $600 more a year for insurance because of where they live, with policyholders in lower-income areas generally seeing greater spikes in premiums, according to The Foundation for Taxpayer and Consumer Rights.</p>
RISING INSURANCE COSTS HIT HOME;

RISING INSURANCE COSTS HIT HOME;

<h3>FIRES IN SOUTHERN CALIFORNIA AND FLOODS IN WASHINGTON STATE ARE LIKELY TO FUEL THE TREND THAT'S SURPRISING HOMEOWNERS</h3><p class="source">The Oregonian</p> <p>"Insurance companies are punishing customers for having the gall to use their product," said Doug Heller of FTCR in Santa Monica, Calif. Customers who file claims "are going to have this scarlet letter, they're on a blacklist."</p>
Fire losses may not raise Valley insurance premiums

Fire losses may not raise Valley insurance premiums

<p class="source">Fresno Bee (California)</p> <p>Doug Heller, senior consumer advocate for the Foundation for Taxpayer and Consumer Rights, based in Santa Monica, said California has excellent safeguards in place to guard against unjustified insurance-rate increases.</p>
Bills bring pain

Bills bring pain

<p class="source">The News & Observer (Raleigh, North Carolina)</p> <p>Aiming to make companies of all kinds more accountable for the bills they send, the Foundation for Taxpayer & Consumer Rights is drafting a "Bill-payers Bill of Rights" that would require companies to itemize all bills.</p>
Fires deliver huge hit to insurers;

Fires deliver huge hit to insurers;

<h3>Industry says it's too early to tell whether rate increases will be needed to cushion blow</h3><p class="source">Alameda Times-Star (Alameda, CA)</p> <p>Doug Heller, consumer advocate with the Santa Monica-based Foundation for Taxpayer and Consumers Rights, said talking about the possibility of rate increases is the last thing he expects insurers to do at this time.</p>
Fires ignite insurance fears

Fires ignite insurance fears

<h3>Huge home losses in Southern California could push rates higher, but the state will review requests.</h3><p class="source">Sacramento Bee</p> <p>"The insurance industry will look to exploit this tragedy to serve their interests, to push for rate increases," said Heller, of the Foundation for Taxpayer and Consumer Rights in Santa Monica.</p>
Fire could bring rise in insurance premiums;

Fire could bring rise in insurance premiums;

<h3>HIGHER HOMEOWNER RATES POSSIBLE STATEWIDE, SOME SAY</h3><p class="source">San Jose Mercury News (California)</p> <p>"There is no doubt the insurance companies are right now considering the rate hikes they will want to impose not just on fire victims but statewide," said Doug Heller of the Foundation for Taxpayer and Consumer Rights.</p>
Disaster: Insurance Claims Checklist

Disaster: Insurance Claims Checklist

<!-- excerpt --> <p> In most states, laws require insurance companies to pay claims promptly and for the full amount covered by the policy. However, as most consumers know, getting an insurance company to pay your claim can be a difficult and stressful experience. The following ch </p>
SOUTHERN CALIFORNIA FIRESTORMS; Dangers Serve as Coverage Reminders;

SOUTHERN CALIFORNIA FIRESTORMS; Dangers Serve as Coverage Reminders;

<h3>Homeowners should inventory belongings for insurance. After a fire, they are advised to be alert and handle any problems quickly.</h3><p class="source">The Los Angeles Times</p> <p>Douglas Heller with FTCR, a watchdog group, said homeowners should contact the state Insurance Department immediately if they have problems getting claims settled -- and be sure to get all communication with carriers in writing.</p>