Consumer Watchdog’s Senior Staff Attorney, Pamela Pressley has led Consumer Watchdog’s efforts to enforce Proposition 103’s mandates in court to protect California insurance policyholders against discriminatory practices and premium overcharges. Pam has authored appellate briefs and presented oral argument in numerous cases successfully upholding the insurance initiative and other California consumer protection laws, resulting in several precedential published opinions, including The Foundation for Taxpayer and Consumer Rights v. Garamendi (2005) 132 Cal.App.4th 1354; Association of California Insurance Companies v. Poizner (2009) 180 Cal.App.4th 1029, Mercury Casualty Company v. Jones (2017) 8 Cal.App.5th 561, and Mercury Ins. Co. v Jones (2019) ___Cal.App.5th ___.
Pam has also served as lead counsel in challenges before the Department of Insurance to auto, homeowners, business and med mal insurance rate hike proposals, resulting in savings to California policyholders of over $4.6 billion.
In May 2010, Pam was named as one of the top women litigators in California by the Daily Journal. At the time, she had served “as litigation director of this small but dogged consumer group for more than a decade” and “gone head-to-head with state regulators for not cracking down on [] autism denials.” (Daily Journal Supplement, May 12, 2010, p. 34.) Her efforts, working together with Consumer Watchdog Litigation Director Jerry Flanagan and co-counsel Strumwasser & Woocher LLP, led to a Los Angeles Superior Court decision declaring that the Department of Managed Health Care (DMHC) illegally adopted rules that delayed and denied decisions regarding coverage for autism treatments and improperly withheld public documents that revealed how they handled consumer complaints, and a Court of Appeal decision ordering the DMHC to stop upholding such illegal denials of coverage for autism treatments.
Pam received her B.A. in Sociology from UCLA and her J.D. from Pepperdine University School of Law. She was admitted to the California State Bar in 1995. Before joining Consumer Watchdog and serving as the organization’s Litigation Director for 15 years, Pam worked as Consumer Attorney for the California Public Interest Research Group (CALPIRG) and as a staff attorney for the Center for Law in the Public Interest (CLIPI).
Allstate, CSAA and Liberty Mutual Overcharging Homeowners Insurance Customers; Consumer Watchdog Calls For Rate Reductions
Santa Monica, CA – Consumer Watchdog has petitioned Insurance Commissioner Dave Jones to hold public hearings on the excessive rates of three top homeowners insurers – Allstate, CSAA, and Liberty Mutual.
Court Rejects Industry Challenge To Insurance Rate Review Rules
Santa Monica, CA - A sweeping legal assault by Mercury Insurance and various insurance company lobbying groups on rate review regulations that have saved California consumers over $100 billion since the passage of Proposition 103 in 1988 was rejected by the Sacramento Superior Court in a decision filed on June 11th.
Consumer Savings From Public Rate Challenge Process Tops $3 Billion In 12 Years
Santa Monica, CA -- Public challenges to auto, home, medical malpractice and earthquake rate hikes proposed by insurance companies but proven excessive have resulted in more than $3 billion saved for consumers since 2002.