California Moves to Curb Discriminatory Auto Insurance Pricing Using Job and Education Level That Charges Lower-Income, Non-White Drivers More

Sacramento, CA – Insurance companies’ illegal use of job and education level to price auto insurance discriminates against lower income drivers and communities of color and must end, Consumer Watchdog will testify at a California Department of Insurance workshop this afternoon.

Supreme Court Confirms Right to Sue Insurance Companies for Overcharges

Decision Rebuffs Industry Arguments Against Proposition 103 Enforcement Rights

Los Angeles, CA -- In a decision that will likely affect California motorists, homeowners, small businesses and even medical providers, the California Supreme Court has ruled that insurance companies are not immune from lawsuits by consumers who were overcharged for title insurance coverage as part of a home refinance or sale. 

California Moves to Curtail Job and Education-Based Auto Insurance Discrimination

Sacramento, CA -- Draft regulations released by the Department of Insurance Thursday move California one step closer to stopping auto insurance discrimination that has allowed insurers to overcharge lower income and minority drivers for decades, said Consumer Watchdog. The rules follow a petition submitted by Consumer Watchdog and ten civil rights and community groups to ban the use of job and education level in auto insurance rating.

Insurance Companies Created Home Insurance Crisis, Consumer Watchdog Testifies at Department of Insurance Wildfire Hearing

Los Angeles, CA -- The insurance industry is exploiting California wildfires for its own financial advantage by arbitrarily refusing to sell or renew homeowners’ insurance coverage, even when people improve the fire safety of their property, Consumer Watchdog testified today at a virtual hearing convened by California Insurance Commissioner Ricardo Lara.

State Insurance Commissioner, Advocacy Group Reverse Opposition To Wildfire Bill Following Amendments

By Jeff McDonald, SAN DIEGO UNION-TRIBUNE

August 21, 2020

https://www.sandiegouniontribune.com/news/watchdog/story/2020-08-21/sta…

California Insurance Commissioner Ricardo Lara and the Los Angeles advocacy group Consumer Watchdog issued separate statements Friday announcing they no longer opposed a wildfire-insurance bill.

Homeowners’ Insurance In Wildfire Areas: Industry, Consumer Groups Battle Over Rate Boost

By Kathleen Pender, SAN FRANCISCO CHRONICLE

August 8, 2020

https://www.sfchronicle.com/business/networth/article/Homeowners-insura…

Nearing the end of their legislative session and the beginning of wildfire season, state lawmakers are pushing through an industry-backed homeowners' insurance bill despite fierce opposition from consumer groups and California Insurance Commissioner Ricardo Lara.

KGO AM SF, CA: Debate On Homeowners' Insurance Bill AB 2167

By Michael Finney, KGO AM SF, CA

July 18, 2020

Click here to listen to the audio of this radio broadcast segment.

Host Michael Finney mediates a debate between Consumer Watchdog's Harvey Rosenfield and Rex Frazier of the Personal Insurance Federation of California about the details of bill AB 2167 to change the homeowners' insurance market in the state of California. 

Consumer Advocate Hits Out At Insurers' Senate Funding As Major Bill Looms

By Lyle Adriano, INSURANCE BUSINESS AMERICA

July 8, 2020

https://www.insurancebusinessmag.com/us/news/breaking-news/consumer-adv…

Consumer Watchdog has warned that members of the California State Senate have taken $2,353,000 in campaign contributions from both insurance companies and insurance industry trade associations in the last two election cycles.

Insurance Industry Gives CA Senators $2.35 Million To Win Right To Raise Homeowners' Rates

Sacramento, CA – Members of the California State Senate have taken $2,353,000 in campaign contributions from insurance companies and insurance industry trade associations in the last two election cycles, according to data reported to the California Secretary of State. Of that total, $1.1 million was given to the thirteen Senators who sit on the Insurance Committee that will soon vote on the insurance industry’s top priority in Sacramento this year.

Sneak Insurance Industry Power Play In Sacramento Threatens To Jack Up Home Insurance Rates In Violation of Voter-Enacted Insurance Rate Regulation

Los Angeles, CA – Consumer Watchdog warned today that homeowners could pay billions more for their home insurance under a sneak insurance industry legislative attack on California’s effective rate regulation under the cover of the corona virus and police abuse crises.

Assembly Insurance Committee Approves Bills to Let Insurers Raise Homeowners' Rates By Skirting Price-Gouging Protections

Sacramento, CA –  The Assembly Insurance Committee voted today to allow insurance companies to raise rates on homeowners and renters in violation of voter-approved Proposition 103.  The bills would force unjustified insurance rate hikes onhomeowners in the very communities devastated by wildfires that they purport to help, said Consumer Watchdog.

Insurance Industry Pushes Legislation to Increase Homeowners Insurance Rates, Derail Public Protections Against Price Gouging, in Guise of Wildfire Response

Los Angeles, CA — While the rest of the state is sheltering at home, lobbyists for the insurance industry are busy promoting legislation, scheduled for a hearing tomorrow, that would allow them to boost insurance rates on homeowners and renters.

State Insurance Commissioner Ricardo Lara Should Stop All Auto Insurance Rate Increases During Pandemic, Says Consumer Watchdog

Los Angeles, CA – Consumer Watchdog today called on Insurance Commissioner Ricardo Lara to suspend all increases in auto insurance rates through September 1, or the termination of shelter-in-place restrictions, whichever comes later.

Read the letter to the Insurance Commissioner Ricardo Lara.

Watchdog Says Car Insurance Companies Should Reduce Premiums

By Randy Mac, KNBC TV-4 Los Angeles, CA

April 7, 2020

https://www.nbclosangeles.com/news/watchdog-says-car-insurance-companie…

On Monday Allstate insurance announced it’s issuing partial refunds to its car insurance customers due to “stay at home” orders. But consumer advocates say the entire industry needs to step up.

The once clogged freeways in the LA region are mostly empty.

Commissioner Lara Should Reject Farmers’ Auto Insurance Rate Hikes and Stop Surcharges Aimed At COVID-19 First Responders and Emergency Workers, Says Consumer Watchdog

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject Farmers Insurance Group’s proposed 6.5–6.9% auto insurance rate increases and its 3-tiered rating system based on occupation under which first responders and essential workers on the front lines of the battle against COVID-19 pay higher rates, wrote Consumer Watchdog in a letter to the Commissioner today. Farmers’ request comes as a deadly pandemic sweeps California, for which virtually every California business has been ordered to close and residents ordered to stay home.

Insurance Lobbyists Launch Propaganda Campaign to Protect Their Ability To Overcharge Poor & Minority Drivers

Sacramento, CA -- The American Property Casualty Insurance Association (APCIA) has launched a deceptive website, at www.protectourdiscounts.org, and advertising campaign to protect insurers’ ability to continue overcharging lower income and minority drivers for their auto insurance.

Proposed Rule Moves Department of Insurance Closer to Banning Illegal Price Discrimination Against Low-Income Drivers and Communities of Color

In comments submitted on proposed regulations Consumer Watchdog said rule could ban discrimination based on drivers’ occupation and education level; called for key amendments to ensure discrimination based on race and socioeconomic status ends.