Commissioner Lara Should Reject Farmers’ Auto Insurance Rate Hikes and Stop Surcharges Aimed At COVID-19 First Responders and Emergency Workers, Says Consumer Watchdog

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject Farmers Insurance Group’s proposed 6.5–6.9% auto insurance rate increases and its 3-tiered rating system based on occupation under which first responders and essential workers on the front lines of the battle against COVID-19 pay higher rates, wrote Consumer Watchdog in a letter to the Commissioner today. Farmers’ request comes as a deadly pandemic sweeps California, for which virtually every California business has been ordered to close and residents ordered to stay home.

Insurance Lobbyists Launch Propaganda Campaign to Protect Their Ability To Overcharge Poor & Minority Drivers

Sacramento, CA -- The American Property Casualty Insurance Association (APCIA) has launched a deceptive website, at www.protectourdiscounts.org, and advertising campaign to protect insurers’ ability to continue overcharging lower income and minority drivers for their auto insurance.

Proposed Rule Moves Department of Insurance Closer to Banning Illegal Price Discrimination Against Low-Income Drivers and Communities of Color

In comments submitted on proposed regulations Consumer Watchdog said rule could ban discrimination based on drivers’ occupation and education level; called for key amendments to ensure discrimination based on race and socioeconomic status ends.

Commissioner Lara Should Reject Job & Education-Based Insurance Discrimination, Says Consumer Watchdog

Los Angeles, CA – Consumer Watchdog said in a letter today that Insurance Commissioner Ricardo Lara should reject a proposed 5% auto insurance rate increase by Mercury Insurance Company that discriminates against lower income, less-educated drivers.

How Auto Insurers Use Your Nondriving Habits to Raise Prices

Safe, loyal drivers aren't always rewarded with cheaper rates.

By Kayda Norman, NERDWALLET

January 21, 2010

https://www.nerdwallet.com/blog/insurance/price-optimization/

You expect your car insurance rates to increase after you buy a new vehicle, cause a crash or add a young driver to your policy. But some insurers jack up prices based on seemingly unrelated data — like your magazine subscriptions or what groceries you buy.

Reaction To New CA Insurance Department Rules To Limit Education & Occupation In Auto Insurance

Los Angeles, CA –  “A year ago, Consumer Watchdog and organizations representing consumers, low-income workers and communities of color petitioned Insurance Commissioner Ricardo Lara to ban the use of occupation and education to set auto insurance premiums. These unfair surcharges on lower-income and less-educated drivers drive up the cost of insurance for people who can least afford it.

CA Dept of Insurance Confirms Ongoing Insurance Discrimination Based on Education and Profession Affinity Groups

CA Supreme Court Upholds $27 Million Fine Against Mercury Insurance For Overcharging Customers

Ricardo Lara Wants To Give Insurance Companies Your Driving Data

Report Finds Hacking Of Internet Connected Cars Big National Security Threat

Los Angeles, CA – The nonprofit group Consumer Watchdog has issued a report, with the help of car industry technologists, that finds all the top 2020 cars have Internet connections to safety critical systems that leave them vulnerable to fleet wide hacks. 

The group and experts warn that a fleet wide hack at rush-hour could result in a 9-11 scale catastrophe with approximately 3,000 deaths.