Commissioner Lara Proposes Minimal Oversight, Secrecy of Black-Box Wildfire Insurance Models
Proposed Regulation Will Raise Rates but Will Not Stop Home Insurance Companies’ Market Boycott, Says Consumer Watchdog
Los Angeles, CA – Insurance Commissioner Ricardo Lara’s proposal to let insurance companies use private black-box models and AI to predict the risk...
Watchdog Renews Call on Insurance Commissioner Lara to Mandate Insurance Companies Disclose the Fossil Fuel Projects They Insure
Lara Rejected Petition from Over 60 Groups to Require Disclosure in 2019
Los Angeles, CA - Insurance Commissioner Ricardo Lara must hold insurance companies accountable for their contributions to the climate crisis by mandating disclosure of the fossil fuel projects they...
Consumers Who Harden Homes to Reduce Wildfire Risk Must Have a Right to Buy Insurance, Consumer Watchdog to Testify before Little Hoover Commission
Sacramento, CA – California must require insurance companies to sell home insurance to homeowners who protect their homes from wildfire in order to restore consumers’ access to affordable coverage, Consumer Watchdog executive director Carmen Balber will testify in comments...
As Drafted, Insurance Commissioner’s Proposed Rules for Insurance Catastrophe Models Preserve Secrecy of Black Box Models
Los Angeles, CA - Consumer Watchdog issued the following statement about the proposed catastrophe modeling rules released by Insurance Commissioner Ricardo Lara today.
“Black box catastrophe models are notoriously contradictory and unreliable, which is why public review and transparency...
Consumer Alert — Insurance Attack
https://www.youtube.com/watch?v=ISeOVaBCURE&feature=youtu.be
The insurance industry is trying to do away with a law that has saved Californians billions of dollars on our car and home insurance premiums.
Study: Public Scrutiny Has Saved Californians Over $5.5 Billion on Home, Auto Insurance Since 2002, Including $885 Million at Year-End
Seeking Billions in Premium Increases, Insurance Industry Targets Law that Gives Consumers a Say in Insurance Pricing
Los Angeles, CA – Consumer Watchdog, a non-profit citizen organization, has saved state consumers $5.5 billion over the last 21 years using a...
How Citizen Enforcement of Proposition 103 has Saved Californians $5.5 Billion – and Why the Insurance Industry Hates It
When California’s insurance regulator operated behind closed doors, the insurance companies always won. Insurance premiums soared, people were denied insurance for no legitimate reason, and insurance companies reaped windfall profits. That’s why, when California voters passed the nation’s...
Consumer Watchdog Saves Policyholders $884.8 Million on Year-End Insurance Rate Increases
Allstate, State Farm Also Agree to End Restrictions on Sales of New Auto Policies
Los Angeles, CA – Challenges by Consumer Watchdog to double-digit auto and homeowners insurance rate hikes requested by State Farm, Allstate, Pacific Specialty, and GEICO that...
Top Five Questions Insurance Commissioner Ricardo Lara Must Answer About his Wildfire Insurance Plan
Pasadena, CA – Consumer Watchdog today called on members of the Assembly Insurance Committee to make Insurance Commissioner Ricardo Lara answer five tough questions about the wildfire insurance deal he cut with the insurance industry, and whether it will...
New Poll Shows Voters Oppose Insurance Commissioner’s Home Insurance Plan By 2 To 1; Overwhelming Support Requiring Insurers To Cover All Who Fire Proof...
A new poll finds that Insurance Commissioner Lara’s plan to allow insurance companies to increase premiums for all Californians in exchange for a promise to insure homeowners in higher wildfire risk areas is opposed by a 2 to...
32 California House Representatives Express Concerns About Insurance Commissioner Lara’s “Sustainable Insurance Strategy”
35 Years Ago Today Voters Approved Insurance Reform Proposition 103
Washington, DC – Thirty-two members of California’s Democratic Congressional Delegation wrote a letter to Insurance Commissioner Ricardo Lara this week expressing concern that a plan he announced in September would...
Consumer Watchdog Warns Governor, Legislative Leaders that Insurance Commissioner Lara’s Deregulation Deal with Insurers Has No Consumer Benefits
Industry and Insurance Commissioner Respond with Attack on Consumer Watchdog
Los Angeles, CA – Consumer Watchdog wrote Governor Gavin Newsom, Senate pro tem Toni Atkins and Speaker Robert Rivas to warn that the deregulation deal cut by Insurance Commissioner Ricardo Lara...
Records Show Insurance Commissioner’s Deal with Industry to Expand Wildfire Coverage is a Sham
Los Angeles, CA – Documents obtained under the Public Records Act and Prop 103 reveal details of the secret proposal to bail out the insurance industry that Commissioner Lara and insurers unsuccessfully tried to jam through the Legislature during...
Consumer Watchdog Challenges Recidivist Mercury Insurance for Policyholder Price-Gouging, Discrimination and Deception
Los Angeles, CA -- Consumer Watchdog today filed a Petition to Intervene in an enforcement action brought by the California Department of Insurance (CDI) against Mercury Insurance Group for overcharging, misleading and discriminating against California homeowners and motorists.
Read...
Climate Risk Modelers’ Financial Conflicts Should Disqualify Their Use for Insurance Rates in California
Los Angeles, CA – The top two publicly-traded companies selling black box catastrophe models to insurance companies have financial conflicts of interest that should bar their use in California to set rates, Consumer Watchdog will testify at a California...
Insurance Videos
FOX 11- Los Angeles, CA: State Farm dropping policies in these California ZIP codes
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KTXL-SAC (FOX) - Sacramento, CA: Addressing CA's Insurance Crisis
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KPIX-SF (CBS) - San Francisco, CA: Homeowner Insurance Crisis
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KTVU-SF (FOX) - San Francisco, CA: Home Insurance in California
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KABC-LA (ABC) - Los Angeles, CA: California's Insurance Crisis
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KTVU-SF (FOX) - San Francisco, CA: State Farm to Non-Renew Thousands of Policies
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KCAL News - Los Angeles, CA: New Plan to Stop Exodus of Insurers
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KTVU-SF (FOX) - San Francisco, CA: Using Models To Predict Insurance Rate Hikes
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KXTV-SAC (ABC) - Sacramento, CA: Proposed Insurance Changes
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KBCW 44 Cable 12 - San Francisco, CA: Chevy Camaro Thefts On The Rise
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ABC7 - What's California doing to address the insurance crisis?
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Intervenor Report Press Conference
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Consumer Alert — Insurance Attack
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Spectrum News 1 (San Fernando Valley) - Los Angeles, CA: Insurance Revenue: What You Need To Know
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KFMB-SD (CBS) - San Diego, CA: Insurance Rates Spiking Across The County
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KTVU (FOX) - San Francisco, CA: State Farm Has Been Granted An Average Of 20% Increase In Rate Hikes
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KPIX-SF (CBS) - San Francisco, CA: State Farm Home Insurance Rate Hike
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Tough Qs lawmakers should be asking about Commissioner Lara’s deal with insurers
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KOVR-SAC (CBS) - Sacramento, CA: Car Insurance Cost Rising
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Will California protect homeowners from insurance company blackmail?
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Spectrum News 1 (San Fernando Valley) - Los Angeles, CA: Fire Insurance Affordability
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KGO(ABC)-San Francisco, CA: Consumer Watchdog and the Insurance Commissioner's Office Are In A Brawl
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KNBC-LA (NBC) - Los Angeles, CAL: CA To Consider New Rules For Property Insurance Pricing
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KPIX-SF (CBS) - San Francisco, CA: Insurance Overhaul
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NBC Nightly News: Climate Change Driving Up Home Insurance
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KCAL-LA - Los Angeles, CA: Insurance for High Risk Areas
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KTLA-LA (CW) - Los Angeles, CA: Insurance Companies Offering Coverage In CA Fire Zones Again
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KXTV-SAC (ABC) - Sacramento, CA: Changes Coming to Home Insurance Market
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KCBS-LA (CBS) - Los Angeles, CA: CA Insurance Pricing Proposal
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KCRA3 - Sacramento, CA: California Lawmakers to Hold Hearings on Homeowners Insurance Crisis
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KTVU-SF (FOX) - San Francisco, CA: California Home Insurance Crisis
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KMPH(FOX) - Fresno, CA: Insurance Industry's Focus Will Now Shift to Insurance Commissioner Lara
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KPIX-SF (CBS) - San Francisco, CA: Deadline Passes for Insurance Legislation
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KNTV-SF (NBC) - San Francisco, CA: Insurance Limbo
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KTVU-SF (FOX) - San Francisco, CA: Insurance Bailout Deal Fails
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KGO-SF (ABC) - San Francisco, CA: Insurance Legislation Efforts
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KCBA (FOX) - Monterey, CA: Insurance Lobbyists and CA Lawmakers Are Trying to Strike a Deal
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KTTV-LA (FOX) - Los Angeles, CA: California Home Insurance Crisis
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KGO-SF, CA: Consumer Advocates Have Been Excluded From Negotiations by the Insurance Industry
02:57
KNBC - Los Angeles, CA: Car Insurance Rates Soaring
03:01
KCBA (FOX) - Monterey, CA: Insurers Are Working on a Secret Plan to Gut Current State Insurance Law
02:57
KPBS-San Diego, CA: Homeowner Insurance Companies are Leaving CA and Consumer Advocates Want Answers
02:59
KTVU(FOX) CA: Insurance Companies Coordinated an Effort to Stop Providing Homeowners Insurance in CA
00:30
ABC7 - Los Angeles, CA: How Can Insurance in California be Reformed?
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KMPH-FRES (FOX) - Fresno, CA: CA Homeowners Insurance Crisis
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KTVU-SF (FOX) - San Francisco, CA: Recording Reveals Potential Wildfire Bailout
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KGO-SF (ABC) - San Francisco, CA: Secret Recording
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KTVU-SF (FOX) - San Francisco, CA: California Insurers Want Deregulation
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Insurance Lobbyist Taped Bragging About 11th Hour Legislative "Surprise" For Industry Bailout
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