Donate Today

Inside Job

Debbie Raphael, Director of the Department of Toxic Substances Control (DTSC), abruptly resigned not long before the publication of this report. Her resignation was an acknowledgment of the deep problems Consumer Watchdog previously raised.


Toxics Watchdog

California has some of the toughest environmental laws in the nation, but some of the weakest enforcement. Toxic pollution emissions to soil and water rose ten percent in 2011, after steadily falling since 2007, according to the US EPA. Toxic pollution is affecting communities across the state from heavily industrial working-class communities to bedroom communities built on old farmland.

Golden Wasteland Report

Golden Wasteland is a six-month long study by Consumer Watchdog of The Department of Toxic Substances Control (DTSC) and the job it's doing to protect Californians and the environment from toxic harm. Based on interviews with DTSC staff, present and former, as well as environmental lawyers, prosecutors, advocates, consultants, and affected communities, it is clear that the DTSC is falling down on the job. We have some of the toughest environmental laws in the nation, and some of the weakest enforcement.

Thank You For Taking Action!

Thank you for taking action! We'll be in touch soon with news about our battles to protect your rights and your pocket book. You'll also have opportunities to take acton and help us rein in greedy corporations and the elected officials that do their bidding.

In the meantime, here are some other ways you can join the fight:

Your email in support of a Consumer Privacy Bill of Rights has been sent!

Your email in support of a Consumer Privacy Bill of Rights has been sent to your representatives! We'll keep you updated on new developments.

We can't appreciate your support enough. Big companies have their money and their lobbyists; we have our votes and each other.

There are two more things you can do right now to help:

First, share our action with your friends.

Star in your own No on 33 Video Story

The insurance industry will spend millions of dollars on deceptive advertising claiming Prop 33 will save everyone money. We can't match their money and flashy television ads, but with your help we will win the way we always do: With personal stories and grassroots power.

Do you have a video camera or a webcam and access to a computer?  Then our response to Prop 33 starts with you!

Patient Safety

Since 1975 the value of everything has gone up, except the value of a child’s life. A cap that doesn’t adjust for inflation was flawed from the day it was signed. 38 years is too late not to do something about it.



I want to help with a California ballot measure that will be on the November 2014 statewide ballot, that will make health insurers publicly justify their rate increases before they take effect. Please keep me informed and let me know what I can do.

You can also visit to keep up with the latest.

Rate Proceedings Chart

Consumer Watchdog has saved Californians billions of dollars by reducing insurance rates for homeowners' and auto insurance. Between 2003 and 2010 alone, savings totaled more than $2 billion (see graph on the right for details).

Below is a chart of our pending and completed challenges to insurance companies' proposed rate changes in California.

Five Dangerous Myths About California's Medical Malpractice Restrictions

Myth #1: Legal Restrictions on Victims Lowered California Doctors' Malpractice Premiums.

Facts: Californians enacted the strongest insurance rate regulation in the nation in 1988 through insurance reform Proposition 103 (Prop 103), a ballot initiative passed by the voters and authored by Consumer Watchdog founder Harvey Rosenfield. This law resulted in a rate freeze, a rate rollback, and stringent regulation that reduced premiums in all lines of insurance -- including medical malpractice.

Mobile Application Privacy Policy

Consumer Watchdog owns and operates this Mobile application.  This Mobile Privacy Policy explains how we treat all user data collected during your use of the Consumer Watchdog mobile application.

Data Collection:
Data and Personal information are collected when a user voluntarily provides information through one of these four areas of the application:

Legal Victories

  • Saving Californians over $1.7 billion on their auto, home and earthquake insurance premiums by challenging excessive rate increases at the California Department of Insurance.
  • Forcing two insurance companies that illegally overcharged consumers to pay back over $23 million in refunds to motorists.
  • Winning reimbursement from Blue Cross after it illegally rescinded a policyholder's coverage after he got sick.